Zero-down leasing with buy-out option... Long term financing without positive home equity requirement...power purchase agreements ...mortgage refinancing inclusive of a solar installation, these are some of the financing solutions we can bring to our customers.  We are not a financing entity, and we derive no revenue from financing, but helping our customers with financing is a key component of our transactional process.

Interested in simply delaying paying for the solar system until next year, while enjoying its electric production and the big money rebates immediately?  We can do that.  We will install a fully functional system today, process all the rebates, pull all your permits, and provide you with a system that will pull thousands of kilowatt hours per year, without your paying a dime until next year.  Ask us how...

Whether you are asking us to help you lower your home electric costs, or you are committing to a massive commercial energy efficiency project, we have the financial partner for you.  We will match you with the funding source to maximize the financial benefits of your commitment to new energy and efficiency. 

For example, a home owner with small electric bills who intends to sell her house in 5 years will need a different financial product from the owner of a large property who plans on living there for 20 years.

A school system will have to approach the tax benefits of solar power differently from a large retailer with multiple leased locations.

We know those challenges.  That's why we have developed relationships with numerous financial institutions to address numerous scenarios.  We have relationships with small regional banks, merchant banks, specialized banks, manufacturer financial programs, commercial lenders, funds that want to operate solar systems, and even investors that fund the projects of faith-based organizations.

Here is a sample of the lenders we work with.  We will provide a special introduction to the right lender for you project:

New Resource Bank

Addison Avenue Financing

SunPower Lease Financing

Gilmore Bank

Rabobank

Kanematsu USA

Black Mountain Financial


PHAT Energy is constantly entering into conversation with new financing solution providers, so that we are ready to address new scenarios and product categories when you call us.

Request A Call from us -  We'll get back to you within 24 hours, or at the time you specify.